The Role of Women in the Economy and the Need for a Parallel Currency

March 13, 2025

Diminish the Negative Impact

Women are disproportionately impacted by the current economic systems worldwide. In many countries, there is a glaring lack of support structures for women, particularly in areas like food, shelter, education, and healthcare. This structural neglect not only affects women but hinders half of the population from contributing fully to society. Addressing these disparities through economic reforms, including the adoption of a parallel currency, could provide significant relief and promote equality.


One of the least discussed but most impactful issues facing women in the economy is the economic burden of pregnancy, childbirth, and child-rearing. For many women, this financial strain begins the moment they become pregnant and lasts a lifetime. Despite the significance of this issue, it remains a topic that few people or governments are willing to address directly. The economic disadvantages stemming from unplanned pregnancies and the lack of support for women during and after pregnancy can trap them in cycles of poverty and dependency, with long-term consequences not only for them but for their children as well.

A group of women are standing next to each other and laughing.

The Economic Impact of Pregnancy and Child Rearing
In countries or states that limit or ban abortion while simultaneously failing to provide free childcare or adequate family support, the burden of child-rearing falls squarely on women. Without access to these vital services, many women face a future of economic hardship. Child-rearing demands time, energy, and financial resources, and without support, this responsibility can have a devastating impact on a woman’s ability to pursue education or build a career.


For many women, the only available options are dependency on their family or partner, even in difficult or unhealthy relationships, or reliance on government welfare programs. These options limit their personal autonomy and prevent them from realizing their full potential. Without financial support or affordable childcare options, women often have to sacrifice their ambitions, dreams, and the possibility of a fulfilling career. The myth that women can work full-time while raising children without substantial help is just that—a myth. Without access to childcare or family support, it is nearly impossible to balance work and motherhood effectively.


The Unique Economic Vulnerability of Women
Women are born into a unique situation in the economy simply because they are the ones who bear children. This biological reality places them in a vulnerable position, often making them dependent on others for support during and after pregnancy. Without access to adequate healthcare, food, shelter, or education, the economic consequences of bearing a child can be overwhelming and can last a lifetime. A woman who is forced to carry and raise a child without the necessary resources is left economically disadvantaged, and this disadvantage can be passed down to her children as well.


This reality calls into question the fairness and sustainability of the current economic system. Without significant reforms, particularly around how we value and support women’s labor, including child-rearing, women will continue to face barriers that men do not.

A woman is holding a baby and a little girl

The Need for a Parallel Currency
A possible solution to the economic imbalance women face is the implementation of a parallel currency that addresses basic needs like food, shelter, education, and healthcare. A parallel currency would function alongside the current market-based system but would be specifically designated for essential needs. It would be used only for these basic human necessities, ensuring that no one, particularly women, is left without the means to support themselves or their children.


The beauty of a parallel currency system is that it could operate without creating inflation. When the currency is used and eventually reaches a bank, it would be destroyed, ensuring that it does not devalue the market currency. This system would allow society to guarantee a minimum standard of living for all individuals, without distorting the free market or causing inflationary pressures.


For women, this parallel currency would represent a way to navigate life with fewer obstacles. It would give them the financial security to make decisions about their lives, including whether to carry a pregnancy to term, without the fear of being economically disadvantaged. Women would no longer have to depend solely on the goodwill of their family, partner, or government assistance. With basic needs guaranteed, they could focus on pursuing education, career development, and other personal ambitions.

A woman is holding an umbrella in a field of rice.

A Path Toward Equality
The introduction of a parallel currency system would mark a significant step toward gender equality. By ensuring that women have access to the resources they need to care for themselves and their families, we would be creating a world in which women have more autonomy and freedom to make choices about their lives. It would eliminate many of the economic barriers that prevent women from reaching their full potential and would allow them to contribute more fully to society.


The current economic system does not adequately address the unique challenges faced by women, particularly when it comes to child-rearing. By introducing a parallel currency system that ensures access to basic needs, we can create a more equitable society. This would allow women to live with dignity and the financial security to make decisions about their futures without being weighed down by the economic burdens of childbirth and childcare. Such a system would not only benefit women but would strengthen the economy and society as a whole.

Two women in kimonos are walking down a sidewalk next to a rickshaw.
pregnant woman with a little girl kissing her belly
A woman is riding a blue scooter with a little girl on the back.
A woman wearing a white saree and a red blouse is smiling.

Indonesia, Bali, part one, Water

April 28, 2026
Like an exotic jewel set in the archipelago of Indonesia, Bali glitters and enchants. The Balinese have retained their unique community through intense social/religious bonds, hard work, exceptional talent and great sacrifice through the centuries to become a beautiful, gentle and inspirational community. Now, because of these unique qualities and accomplishments, finally and fatally they have become a primary tourist attraction that presently dominates 80% of their economy. The irony is that this may be the thing that destroys an incredible place and its people that hundreds of years of oppression and wars did not. If they don't soon diversify and return to the trusted systems that meant survival for their society over more than a thousand years Bali will no longer be a wonder of the World. Their unique form of Hinduism understood the root of survival when their irrigation system, subak, was first built. It was defined as a religious object to be venerated and protected with prayer, with temples and maintained by priests. Rooted in the Balinese philosophy, Tri Hita Karana, the principle of achieving harmony between humans, nature and the divine. It was the source of the staple food, rice. Water came from lake Batur, in the crater of the extinct volcano Kintamani, irrigated the hand cleared and formed terraces of rice paddies that descend in beauty and function to the sea. Seedlings hand planted by the women, sheaves of rice attached to the ends of poles carried across the shoulders of the men to the storage huts simple activities, carried out over more than one thousand years, that meant survival for a society. And the ancient kings of Bali also came together to sanction the subak. Agreement between religion and state. A rare thing in history and in the present. So what is happening now? How is tourism threatening the survival of the Bali we have come to know and admire? Aren't people coming to praise and enjoy? Isn't that a good thing? It is not the intentions of the visitors, it is the structures built around tourism that make tourism possible, they have become destructive. Why are they destructive? The answer is water. Because of the demands of hotels and resorts for fresh water, the water table has dropped by around 60%. Into the void presses the salt water of the sea. Not only is the amount of fresh water that feeds the subak compromised it is threatened by salination and made unusable for rice growing. This situation is sometimes referred to as being caught between a rock and a hard place. The government needs to step in and limit or freeze new construction of resorts till a sustainable balance is found. Also, water use needs to be prioritized and rationed for essential use, the subak system as a primary user. Finally, the income from tourism must be distributed back to the Balinese people for their dignified survival and flourishing. The dependency on tourism has created an imbalance. Men can be seen sleeping rough in the parks. There is desperation in the eyes of the women who sell clothing and souvenirs in the outside stalls. The main profession encouraged for children is hospitality work. The majority of profit from tourism needs to be returned to the people. They have earned it, they have built what we admire, they have carried in their hands and hearts the unique social compromise that has survived to this day against impossible odds and now it is being challenged by economic forces, more subtle but no less aggressive and destructive than war. Susan Caumont

Fremantle; searching for authenticity and fuel

April 17, 2026
Sea days pass differently than land days. At sea the ocean and the ship's passengers are the changing features. Land life has extra distractions, vehicles, shops, museums, temples, churches, gardens, bird song, dogs barking, taxi drivers, venders, airplanes, the full extent of human activity. During sea days I prefer to observe the ocean. I am aware of the passengers; like being part of an extended family or small village where you know most of the people a little and a few well. But the opportunity to be on the water for long periods is special. Sometimes, when the ocean is calm, a criss-crossing pattern may be seen on the surface, a delicate weave of vibration. I wonder if marine life is creating it, communicating. Other times the water heaves and agitates like an angry crowd is running here and there under a silk sheet. We sail six days from Adelaide to Fremantle, for the most part we encounter easy swells on this trip. The ocean lets us pass with tranquil, breathing heaves up and down. When we arrive there is an art festival in progress downtown. Crowds of people have traveled by train from the suburbs. We walk in. Some streets are blocked, making way for displays of crafts, performers, food venders and pedestrians. People are all around, eating, talking, buying stuff and watching the performers. Clowns, singers and acrobats compete for attention and overhead huge soap bubbles float, generated by the children nearby. It is a perfect day and everyone is out to have a good time.

Tasmania, Hobart

April 7, 2026
Our stop in Melbourne was only for a day. There are plans to return after we visit Tasmania, which is just south of Melbourne. When you look at a map you can see where the island broke from Australia, a ragged triangle torn from the continent. England brought their convicts here to establish a penal colony in 1803, (convict transport ended in 1851, 50 years later) the colony eventually became Hobart, the capital city. Convicts were brought by sail. All the way from England around the southernmost tip of Africa, Cape Agulhas. A cape historically known to clipper ship sailors as a significant hazard, notorious for mammoth rogue waves of up to 30 meters (100 feet). What could these unlucky people have done to be banished on such a dangerous trip and so far away to an “uncivilized” island? Turns out prostitution and unwed pregnancy was enough to get sent there if you were a woman. And being an orphan, if you were a child.

Australia

March 25, 2026
The yellow pilot boat is approaching. A pilot will be brought onboard to guide our ship through the harbor. As we progress, a stretch of islands pass us on the left then, the coastline, on both sides. Sailboats, white triangles against the dark blue water, shine in the distance. Cliffs drop sheer from the pastureland to the tan beaches. Dark green groves fill the crevasses. We cruise along under the dome of the sky. Soon we will be docked at Port Melbourne, Hobson's Bay, Australia. Living life onboard, traveling around the world, I feel like a spirit watching the living as they go about their activities. I am a temporary exhalation, undetected then gone. But their doings remain in my mind. Humans are so very busy, especially the young adults. It takes significant aging to bring on stillness and reflection. My obscurity can make me sentimental. I feel a general affection for anyone who passes. I saw a baby watching sea gulls eat the French fries that someone had tossed to them. I imagined her forming her own impressions of everything around and not yet named. I wished her well and hoped that the war would end soon.

Sydney Australia to New Zealand

March 12, 2026
The most important thing we have to do, now that we have re boarded our ship in downtown Sydney, is to increase the number of pages in our passports. Most countries will stamp a whole page and sometimes two. Our passports, though new, only had twenty eight pages. This will not be enough to get us around the world! So we made an appointment with the US Embassy, along with 50 other passengers, to address this issue by purchasing larger passport books which have 52 pages. The Embassy was new and modern, the employees good natured and efficient, considering that we descended on them all at once. We conducted our business in an orderly manner under the watchful eyes of the US President, Vice President and Secretary of State, whose framed photographs dominated the far wall.

Hospital, Sydney, Australia

February 23, 2026
After all our planning for Jeff's next operation and waiting out the days till we arrived in Cairns, Australia, we finally flew to the Sydney airport. It was evening when we got there and both of us were exhausted. We both thought why call an Uber, there are a bunch of taxis hanging around, just take one of them to the motel. That was a mistake. We ended up paying $100 for a 20 minute trip in no traffic. Uber would have been half, I found out later. Since then we have taken several Uber rides in electric cars. And they have been excellent experiences. Australia has been importing Chinese made electric cars. We got to ride in a BYD and Uber drivers like to talk. We conversed with a Japanese driver and an Indian driver, both men. Both had been in Australia about 15 years. They seemed to like being in the big city. Both agreed it is generally too expensive. The driver from Japan, his wife works in the hospital and they have children, he likes the flexibility of the job so he can be involved with school and activities. The Indian driver has a son and would like to return to India so his son can experience his homeland. We are resting at our motel and I am outside watching the wild cockatiels.

Sea days

February 11, 2026
We have several sea days before we arrive again in Cairns, Australia. This means we will not see land for a while. The rhythm of sea days is very different from shore days. There are a variety of activities you can participate in. Almost anything you can imagine is being invented as a result of the variety of people onboard, some of whom want to duplicate the entertainments they enjoyed where they used to live.  This is a residential cruise ship so a lot of the passengers are onboard long-term, meaning many months or years or the rest of their lives. The longest stay, if you “buy” your cabin, is 15 years. When Jeff and I bought our cabin that was all that was offered. Now you can buy a cabin for 5 years. Each circumnavigation takes about three and one half years. We are going to try to stay onboard for at least one circumnavigation. Before the sea days began, we visited two of the islands of Tonga. At the first stop, people scuba dived over a reef right next to our ship

French Polynesia, the islands

January 27, 2026
The float of cloud drifts and encircles a mountain leaving just the very top, a pointed witches cap poking through. These islands have the most magnificent mountains. They brood around the harbors, snagging the clouds that pass. No doubt they have inspired fantastic stories. The cloud shadows create chameleon-like changes on mountain surfaces, making them even more expressive than oceans that amuse themselves by hiding what they contain; mountains are hysterical by contrast. Always looking for attention. “Look. Look again!, what about this?” They may hold a pose for a while seeming docile, then you look up and they have disappeared. White mist covers just a grey suggestion, then suddenly black silhouettes like broken giant teeth rise defiantly. So much animation, millions of years after volcanic upheavals shook these mountains from the sea depths.

Notes from Fiji hospital, Oceana Hospital system and Denareau private hospital

January 13, 2026
Medical emergencies all have a similar feeling. Intensity, urgency, a changed perception of time; only events and human encounters progress, time seems warped, unimportant. After several sleepless nights because Jeff was having difficulty peeing and he was beginning to have pain, he went to the onboard clinic to get catheterized. There were three attempts with successively larger catheters. This was painful and distressing for him, though he kept joking about it, “this is not good sex!” The attempts were unsuccessful. He was given pain killers and an ambulance met us at the dock for a 10 minute ambulance ride to the hospital. Jeff is an 80 year old man with an enlarged prostate so he normally has trouble peeing. But this time it stopped altogether and there was blood. We are waiting at the hospital for the urologist. Nurses and a general practitioner have spoken to us in English. Very kind, polite, casual and patient. The urologist arrives and talks with Jeff. He is going to get the operating room ready and put Jeff out. Then he can do the operation. We wait in our curtained off cubicle Jeff is lying on a bed. A woman who came with her husband, who has high blood pressure, is behind the curtain to the left of us. He had collapsed. She is reciting the Lord's Prayer and Hail Marys over and over in an emotional whisper. She is crying. A young man is in the cubicle to our right. He seems to have broken his arm. It is all wrapped up in white gauze. Earlier a man had been stung by something and ointment was applied. A pregnant woman has come in. This is a modest hospital, very basic, two floors. They have what they need. A few flies buzz lazily around, but most are killed by the electric device on the wall. A very slight smell of urine is in the air. We arrived here about 8:30. It is now 2:00. Jeff has had an ultrasound, blood pressure checks and an EKG. Now he is in a wheelchair waiting for the nurse to take him to an operating room. The waiting room has about 10 people waiting. About 50 chairs in all. Not terribly busy for a Saturday. Light and darker coffee colored skin, attractive, rounded features and large expressive eyes set apart the native population. They are only a little curious about us. There is no rushing here.

Ch 17, South Pacific Countries, islands

December 29, 2025
Papua, New Guinea.
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